Payments are in accounting.
The subcontractor total is easy to find. The matching evidence often is not.
For contractors who use subcontractors
Do not discover missing COIs after the audit starts.
We organize the subcontractor evidence you already have, surface coverage-date gaps, and build a clean review package for your accountant, agent, or auditor.
Up to 30 subcontractorsOne 12-month review periodCrypto-first payment
AUDIT READINESS2025 policy period
72%30Subs reviewed
4Open items
2Coverage gaps
Apex FramingCoverage gap: 18 days
ReviewNorthline TileCurrent COI not located
MissingWest Ridge PaintPayment ledger matched
ReadyMetro ElectricPolicy expires in 12 days
ExpiringTHE COSTLY SURPRISE IS USUALLY A DOCUMENT GAP, NOT A MATH ERROR.
Where audit prep breaks
Your evidence lives in three different systems.
COIs are buried in email.
A current certificate does not automatically prove coverage for the full payment period.
Someone must reconcile both.
We create the evidence index and exception list your advisor can review quickly.
What you receive
A review package, not another subscription.
Subcontractor evidence index
One row per sub with documents, effective dates, and payment-period notes.
Missing-document queue
A prioritized list of absent COIs, W-9s, agreements, and renewal evidence.
Coverage-gap timeline
Potential date gaps are surfaced for review by your agent or accountant.
30-minute handoff
Walk through the exceptions and decide who owns every next action.
Fixed-price preparation
$149 for one policy period.
Up to 30 active subcontractors, one 12-month review period, and one requirements checklist supplied by your team or advisor.
- Useful even if you never buy software
- USDC or BTC preferred
- Card or ACH available when needed
Operational document preparation only. HoldClear does not provide legal, tax, insurance, classification, or coverage advice. Your accountant, agent, auditor, or legal advisor makes final decisions.